Why did the Weimar Republic survive the crisis of 1918 1923 Essays

Why did the Weimar Republic survive the crisis of 1918 1923 Essays Why did the Weimar Republic survive the crisis of 1918 1923 Paper Why did the Weimar Republic survive the crisis of 1918 1923 Paper Essay Topic: History The Republic Many desperately serious problems faced the new Weimar Republic and its constitution between 1918 1923, as explored in the previous essay. Amazingly, the Republic survived and remained intact. It survived falling due to many solutions the Treaty of Versailles, from political, economic, left wing, and right wing problems too. These different solutions kept Germany from crumbling. In this essay, I will explore these solutions to show how and why the Weimar Republic survived the crisis of 1918 1923. The Weimar Constitution was designed as a balanced democratic settlement to bring back stability, with which every German could identify. It did result in an ersatzkaiser, and was potentially de-stabilising, but despite this, the constitution worked very well indeed. It gave German people the right to employment, and dole money (pleased the left wing) even though Germany was in great debt. It gave workers National Insurance, and hinted at Nationalisation, which would unify Germany, although the Right wing would fury. The Constitution brought Germany from autocracy to democracy; shown by everyone over 20 being allowed to vote, and gave people many social rights e. g. o be able to belong to a Union, and adapted as part of the constitution. The Constitution worked well under extreme circumstances, for example in the Kapp Putsch. Article 48 was potentially destabilising, and gave the power to be abused and become a dictator. However, Article 48 was not abused in the period 1918 1923 at all. It was used properly and as it should have been sensibly, to stabilise, and bring about order. The coalition governments that rose from the constitution frequently fell over disagreements, but there were many good points about them. They made parties feel wanted and they could all have a say on how the country was run. The parties were forced to compromise and worked as one. The Social democrats and Catholics could now play a part in the government, who were previously seen as enemies of the Reich. The president and the Reichstag were finely balanced, and so coalition governments had many hopeful points surrounding them to keep the Weimar Republic up and running, and so surviving the many crises that threatened the new Republic. So the new Republic survived problems from the constitution, mainly because there were many positive sides to it. People could work and receive money if they werent, they could vote, a change they had not yet encountered under the Kaiser. Article 48 was used properly and sensibly and the parties worked well together, so it wasnt all bad, and as this was so it kept the republic from collapsing. Although the Treaty of Versailles treated Germany more harshly than was expected, the consequences were not all bad as they first appeared. The signing of the armistice brought the war to an end before Germany could be occupied by the allies. The harshness of the treaty united Germany and every German, it became a strong united nation state. The destruction of the Austrian-Hungary Empire and Ottoman Empire created many smaller states. Germany became a large, powerful country amongst these smaller countries, in a position to dominate Eastern/Central Europe. France failed to weaken Germany permanently, and the harsh Reparations did not completely destroy the German economy. The Allies later modified the Reparation demands by the Dawes Plan. However, the French occupation of the Ruhr was beyond Germanys control. So, the Treaty bonded the country together in times of difficulty. The treaty was despised and hated, but every German was united in its hatred. Hatred wasnt directed much towards the government, the countries hatred was directed more towards the Allies. Germany became a strong country, and so self-esteem was boosted by the people knowing that their country was still as powerful, if not more in its position. So the Republic survived this crisis well.. the Treaty wasnt as bad as it could have been. The economic problems seriously undermined the regime, but the decisions made by the Government were not all bad. For example when the French occupied the Ruhr, the people supported the Government by carrying out passive resistance, and not co-operating with the French as they took over the mines. This shows loyalty to the Weimar Republic. When hyperinflation set in, there were many losers, but on the positive side there were winners too. Inflation is good for growth! Winners were those who owed money and were able to pay off debts in devalued currency, tenant farmers could keep the family alive on their goods and buy the farm for themselves, landlords could buy more real estate from the naive and desperate, and entrepreneurs could exploit cheap credit and inflated profits to create large industrial companies, (e. g. Hugo Stinnes). So, although the were losers: middle classes and those living on fixed income lost out, quite a few people would benefit and be exceedingly happy. When the new government was set up after Wilhelm Cunos fell in August 1923, a new chancellor, Stresemann, of the DVP, solved virtually all of Germanys economic problems almost instantly. Stresemann called off Passive resistance in the Ruhr, as it didnt seem to be working, stopped the printing of more worthless money, and introduced a new currency.. the Rentenmark. This new currency stabilised the German economy almost overnight. So, although many people lost out to the effects of hyperinflation and were annoyed with the new Government, people did benefit from hyperinflation. With the stability of the currency people were able to lead more of a natural life, and would be pleased with the government for taking them back to normality. For this there would not be as much resentment towards the government. Germany began to prosper, and despite the losers the people who profited (those with power Stinnes) came out better off from hyperinflation than if it had never had of taken place. So, some people would have nothing against the Government, as it brought them their fortunes, and freed people from heavy debt. The Left wing attempted to overthrow the government, but they failed. The left wing threats, for example the Spartakists, were easily put down the Army the Ebert/Groener Pact. This shows how the Left wing would have never have had a chance of turning Germany Communist, due to the strength of the army. So it would survive the crisis thanks to the army. The bad organisation on the part of Karl liebknecht and Rosa Luxemburg also led to the left wing defeat they were murdered by the army too. So the Republic survived the crisis from the left due to bad organisation, and extreme left wing numbers were highly overestimated. For people only attended the rallies as they were unemployed, hungry, and many people were suffering from Spanish flu. But the people saw the KPD for what they were as they were not suffering as much as the Russians did in the Russian revolution. There was less dislocation than in the USSR too unemployment was not that serious, although people were suffering from hunger and flu in 1918. The Left wing did support the actions of the government, for example when Kapp seized power in Berlin, the left organised a general strike in Berlin and elsewhere. The Left was never strong enough to pose a serious threat to the Republic. They were overestimated and easily put down. The Left wing went into disarray in 1921 and never posed a threat from then on. Although there was a talk of a German October, The Red army in the Ruhr was easily put down by the army and so, due to the incompetence of the Left and bad organisation, they were doomed from the start and never really strong enough to take control of the Government so the Weimar Republic survived. The threat from the Right was the greatest to the new Weimar Republic, but they failed to overthrow the government, and so letting the weimar Republic survive the crises from the Right. They failed on this due to a few main reasons. The Right Wing were badly disorganised, just like the extreme Left Wing. Kapp failed to mount a successful putsch, and so was Hitler. On both occasions the army remained neutral and did not support the extremists, and they both made bad mistakes. They both failed to seize power, they were undisciplined and so the Republic survived. Ordinary people supported the government when the right went too far. For example the assassination of Walther Rathenau. 700000 people turned out to protest against the Organisation Consul, as they hated Right Wing extremism. The army, and the ites in the government never intended to overthrow the Government, as they were dreadfully afraid of a civil war. Although the judges were biased, they still removed the extreme left wing protesters and halted their attempts to seize power by sentencing the majority of them to death. The Right was very underestimated, they were the greatest threat to the Republic, but they didnt pose as much as a threat to the Republic in the years 1918 1923 as they did when Hitler was in power in the years 1932 1933. The Government did have the support of the general public, in the Kapp putsch and the Munich Putsch. Kapp was defeated by a general strike. So, although the extreme right was a formidable threat to the Weimar Republic in these early years they were not able to take control. They did have a significant amount of popular support, but the extreme right did not have majority support. It was weakened by internal divisions between Freikorps and Reichswehr, DNVP and NSDAP, and civilian politicians and paramilitaries to name but a few. These were significant factors to explain why the Kapp and Hitler Putches failed in 1920 and 1923. The Right were the biggest threat to the Weimar Republic, but they failed to seize power as they were not yet strong enough, they were divided, with no clear strategy. Every new government is meant to have a few teething problems, this began just before, and just after the Weimar Republic was set up in January 1919. The Spartakists were on the streets, the Freikorps sent in to put the unrest down. The Weimar Republic began on a bad note. It survived many crises in the years 1918 1923. It survived due to a strong constitution, the proper use of article 48, the hyperinflation, and the harsh terms of the Treaty of Versailles. It survived the threats from the left wing (the Spartakists) and the threats from the right (Kapp and Hitler putsches). One question would be: why and how did Weimar survive these? My answer as to be the most important factor as to why the republic survived would be because the Right wing were not yet strong enough. However it can be argued that resentment was channelled more towards the French and the Allies than towards Weimar itself, as they had imposed the harshness of the Treaty of Versailles, and the French had occupied the Ruhr and caused the inflation. Despite these effects of inflation, the workers did not suffer to the same extent as they did when there was long term mass employment after the end of the war. Businessmen and others did very well out of inflation, like Hugo Stinnes, and many other people did exceedingly well out of inflation. People could pay of debts in devalued currency, so these profiteers would not resent the government at all even though the was no clear political alternative to Weimar. Germany became more united when the Treaty of Versailles was imposed, and the government was forced to work together. Although it frequently fell, it worked together and pulled through all the problems it faced (Kapp Putsch). The Left wing didnt pose much of a threat, it was put down easily when they did protest and the numbers were much much smaller than was predicted. The left never stood a chance to take the Government, they had not yet recovered from its divisions and suppression in the years 1918 1921. But the Right were the biggest threat to democracy. As argued in the previous question the right was the biggest problem to the Republic, but they could not take control so early. The Right was strong and powerful, they had big business and the Army on their side, not to mention the civil service and judiciary. The Right was much stronger and powerful than was predicted. However, despite the right being the strongest threat to the Weimar Republic, they failed to take power. In the years 1918 1923 the right were not yet strong enough. This was shown in the Kapp Putsch, they seized power but fled after 4 days. They were divided and had no clear strategy and were unorganised. There were internal divisions between Freikorps and Reichswehr, DNVP and NSDAP etc etc. They failed to seize power as they were unorganised, and they did lack majority support. It was a miracle that the Weimar Republic survived all of these crisis, but I believe strongly that if the Right wing were more organised, and had more of a clear strategy and removed all of the internal divisions in the years 1918 1923, then they could have easily have seized power and removed those in the Weimar Republic. The Right were a formidable threat to the weimar Republic, and although they did fail to take control in the years 1918 1923, they were the biggest threat, and the most powerful underestimated force that the Government should have dealt with before they started on the extreme left. So, the Weimar Republic survived the crisis of 1918 1923, due to a strong, divided right wing with no clear strategy, not yet ready to seize power.

Training And Development Manual For Happy Wine Miami Term Paper

Training And Development Manual For Happy Wine Miami - Term Paper Example In this similar concern, this particular research study entails training needs assessment of Happy Wine. Training needs assessment will be based on the assessment of management skills and its effectiveness. Especially mentioning, this frames an important part of any organization as it encompasses various critical activities with regard to training as well as development function. In order to plan, prepare and implement advanced and effective strategies with regard to training needs assessment related to management skill program for Happy Wine, the company’s constraints are to be considered initially (Happy Wine, 2013). Overview of Training and Development of Happy Wine Miami Happy Wine Miami represents the US-based wine company. In this regard, it can be stated that the company follows the norms and the standards that have been fixed by the US government in association with wine industries. Therefore, constraints, as well as challenges faced by such wine industries, are almost same being situated within the similar country. The vision statement of Happy Wine reflects about its extension of wine shops worldwide. It further inculcates accessible as well as knowledgeable inclusions that further help the company to achieve success within national as well as international context. Wine industry represents the highly extensive market as it involves higher capital. This acts as a hurdle or a barrier for the entrance of such industries within the prevailing market scenario. Furthermore, wine industries incorporate the aspect of product differentiation which acts as an effectual marketing strategy for industries. Thereupon, Happy Wine also enjoys a variety of wines from all over the world. The strategy concerning product differentiation supports the company in terms of adopting various valuable decisions and executing effectual plans to foster growth and development in this competitive landscape. Furthermore, it can be apparently observed that in recent years, wi ne consumption has accelerated to its height. Wine is being consumed by the younger group that has given it a new height and growth. This further has given rise to numerous issues and challenges that wine industries are fronting in recent market scenario (Wall Street Journal, 2013). In relation to the training needs assessment with regard to management skill, it is necessary to analyze the breach between the present scenario and the need for training and expansion program to fill in the gap.  

Write what you want Essay Example | Topics and Well Written Essays - 500 words

Write what you want - Essay Example At the same time, the college student looks for opportunities to maintain their social connections, which further complicates the process of time management. Stress is created by missing out on certain social activities in favor of being a more responsible and conscientious academic and by no longer being able to rely on more lenient instructors. The college experience, though extremely important for future career success, continues to exert pressure related to personal accountability for sensible and dependable schoolwork. These are activities common in the college experience. Because of this, the student must develop more effective coping skills to deal with these pressures. The student must also schedule their personal activities in a way that makes them secondary to more desirable social gatherings, which is not always easy for self-satisfaction. Failure to achieve timely deadlines for work submission can also create anxiety which only enhances the stress responses. A college stu dent needs to start acting like an adult and realizing the importance of education. Having a mature-minded attitude will assist in reducing these stresses even when social needs cannot be immediately fulfilled. Is this difficult? It definitely is, however, college demands it. It has been said that money is the root of all evil. People who strive to attain large amounts of money, such as drug dealers or stock investors, often build their entire lives around the receipt of money. However, in order to receive these funds, they often have to harm others in society. Laws about prohibiting drug use make dealers seek opportunities through the black market which is often littered with crime rings that applaud negative behavior. Dealers often get rich so quickly that it goes to their head and they rapidly believe that they are better than others in society. This egotism creates a desire to treat others like

Utilitarianism and Business Ethics

Utilitarianism and Business Ethics Deception, greed, and extreme pressure led to the demise of Enron (Beenen and Pinto, 2009). Employees need the ability to disengage ethical issues from these complications of self-interest and provide clear definition; employees need to distinguish between negligible issues typical of work life and critical issues that threaten a companys ethical environment. Ethical issues come with temptations and threats. By understanding threats to personnel interests, alternatives will arise to implement correction. Going along with the crowd can endorse immediate career interests whereas resiting can put status, career and family well-being at risk. By accepting ethical theory, this can act as a guideline for a human resource (HR) manager to identify and handle the issues of self-interest. DeGeorge (2010) defines utilitarianism as an act of moral significance established by its involvement to create the most amount of good for the most number of people. This is based on the ability to foresee the consequences of an action as the choice that succumbs to the greatest benefit, to the majority of people, is the choice that is ethically correct. Beenen and Pinto (2009) identify that corrupt organisations, such as Enron, act unethically by decisions, that are usually, made by a group of senior employees to benefit the organisation. Decisions made by Jeff Skilling (senior manager) to cook the accounting books may have been, in his opinion, as an ethically correct way to benefit the shareholders and stakeholders, by portraying a strong financial image. However, the consequences of this action didnt create the most amount of good for the most amount of people. Instead self-interest influenced unethical behaviour by means of greed and pressure from Wall Street to benefit, not the organisation as a whole but, Jeff Skilling and management, personally, for financial gain. Rational self-interest is good however greed is eventually detrimental (DeGeorge, 2010). While the theory of utilitarianism will always argue to benefit the majority, it can also neglect the minority (DeGeorge, 2010). Sherron Watkins ability to make judgment that Enrons accounting standards were immoral created a rule utilitarianism approach with regards to the law and the concern with fairness; seeking to benefit the majority of people. Therefore, added benefits of rule utilitarianism values justice and includes beneficence at the same time. In the eyes of a HR manager, by taking action the majority of the stakeholders would benefit from a moral organisation adhering to their code of conduct, conducting fairness in all of their business activities. However, an issue with this decision, while sherron was commended for doing the right thing, showed that her actions to neglect the corrupt senior management team (minority) for the stakeholders (majority) for a more ethical workplace started to inflicted damage to the entire business. Cable, News, Network (CNN) (2002) stated that Enron filed for liquidation, people lost their jobs, some committed suicide and many were jobless. Sherron may have been trying to do the right (and difficult) thing but it may not have been the best way to get ahead. Her self-interest was going to become a consequence for the majority and she was unable to predict the future so as to see how her decisions would affect people later on. A HR manager needs to take into consideration that there is no wa y of telling exactly what the costs of our behaviour will be, we just do what we think is right at that specific time (DeGeorge, 2010). After examining DeGeorge (2010) a utilitarian approach to this case study in handling self-interest is too impractical. This is because the practical application of the theory requires the ability to predict the long-term consequences of an action and, to predict those consequences with unfailing accuracy; past experience can, to some extent, guide future experience. However, there is never any guarantee that circumstances will turn out exactly the same (DeGeorge, 2010). This uncertainty can create unexpected results making the utilitarian approach look unethical, as the time the choice was made didnt benefit the majority for the greater good. A HR manager needs to identify that the flaw in utilitarianism theory has no consideration for the minority; however, kantian theory suggests that it doesnt neglect this issue i.e. allowing the minority to suffer for the benefit of the majority. According to DeGeorge (2010) Kants deontology theory is supported by the actions of an individual under consideration. A collective approach to an action suggests it can determine whether an action is moral as it allows one to portray the result of everyone universally contributing to this action. Immanuel Kants theory (DeGeorge, 2010) suggests that an individual must have the freedom to truly act in a moral way. In the case study, some employees understand the company is behaving unethically i.e. dodgy account standards for personal gain. A HR manager could identify that these people have a choice to voice their concern, leave the company or go along with the crowd; however self-interest and the ability to be disciplined may pose a threat to take any action. These people have physiological needs to support family and a moral decision to voice their concerns, in this respect, could pose an issue. By being immoral or turning a blind eye, to the situation, could be the easiest option. Employees do have a choice and the freedom to make a moral decision however self-interest can sometimes turn a moral idea into an immoral decision; without the discipline there is no freedom (Wood, 2008). A deeper analysis of Kants theory suggests that the concept of ethics is not based on desires or circumstances. Moral law is a definite necessity because it has no precursor; there is no but part in the command (DeGeorge, 2010). Sherron Watkins provided an example of how this theory works. Sherron adhered to Enrons ethical code of conduct when analysing the ethical dilemma of accounting irregularities that were present. By identifying this problem to her manager, Ken Lay, she fulfilled her obligations of responsibility. Upholding ones duty is whats considered ethically correct (Wood, 2008). Sherron had found the morality through rationale of her mind as she was not influenced by feelings (preference), but instead she was concerned with fixed statements of duty (I mustà ¢Ã¢â€š ¬Ã‚ ¦). The theory suggests that an individual has no flexibility and no chance to consider ones own position (DeGeorge, 2010). Naturally, people seem to acknowledge that certain rules must have rational exceptions. For instance, with regards to Ken Lay his decision not to fire Sherron Watkins could have jeopardised Andy Fastows position and the companies indicating individuals may need to lie to protect others. So, could a HR manager be reasonable to assume that the same rules can be applied consistently in different circumstances? This makes Kantian ethics rigid because the consequence of an action is not necessarily separated from the action itself (DeGeorge, 2010). Unlike utilitarianism this theory is not based on social utility. It avoids the utilitarian flaw of allowing the minority to suffer for the benefit of the majority, based on free choice and similar to that of John Rawls theory of justice. As described by DeGeorge (2010) the egalitarian, John Rawls, devised a theoretical model that proposed an individual who, covered in a veil of ignorance, would recommend a just society without any understanding of their status in society. The individual would choose a system of justice that sufficiently provided for the lower end of society because the individual could end up being in that lower position so, avoids it by being just and fair. Enron executives paid above market bonuses and salaries, they awarded unethical behaviour and punished good behaviour. In a sense many employees would have tried to do the right thing i.e. perform what was asked of them in their relevant job role. While most of these activities were contributing to the overall unethical behaviour, an employee would reasonably obtain their wage and bonus if they performed in a satisfactory or above expected manner. Self-interest presents an underlying problem here. While the pay system of any organisation should be fair and just, greed and extreme pressure to perform presented self-interest drivers that awarded immoral behaviour. Rawls argued that regimented societies are uncommon due to the fact that what is just and unjust is usually in dispute (Rawls, 2003) Robert Nozicks libertarian theory of ethics is similar to Rawls in that they both believe utilitarianism is a flawed theory due to the importance on the consequences of policies and behaviour (Nozick, 1974 Rawls, 2003). Both indicate that since utilitarianism highlights utility or contentment, within society, it cannot justify an explanation of assertions such as assertions of right which people are free to make upon the actions of others. Consequently, each sets out to develop a political theoretical model which sufficiently suggests what Nozick depicts as, the fundamental Kantian principle that individuals are ends and not merely means (DeGeorge, 2010). Nozicks theory suggests that people have the right to possess entitlements such as remuneration as long as it doesnt worsen the position of anyone else (Nozick, 1974). But if these entitlements were obtained unethically, does this worsen the position of anyone else? In one hand people are morally trying to do the right thing but, in the case of Cassandra, they eventually get punished; she moved to another position being seen as a threat. On the other hand people knew their actions were contributing to immoral behaviour as self-interest (greed and pressure) clouded their decision to do what is right. So what are our rights in situations such as the above? The theory of rights can give a HR manager insight into how individuals are protected in an ethically correct way. According to DeGeorge (2010) rights are proposed by society which is protected and is given the uppermost precedence. Since society endorsees rights they are considered to be ethically correct and suitable. DeGeorge (2010) indicates that an individual must interpret what characteristics of rights are in society, as this can pose implications. The underlying issue in the case study is self-interest. Senior management is responsible to ensure that the integrity of the controls in the environment determines the effectiveness of any control system, including remuneration, leave entitlements and job opportunities. With reference to Enrons code of ethics (2000) dignity and mutual respect, for all employees, is a right that the company has promised to respect and uphold. Clearly, this right was not evident in this organisation. Individuals such as Sherron Watkins, Cassandra and Jeff McMahon were not given the right to be treated in a respectful manner as they were moved into different position disguised as promotions. The relevant rights in a business context to freedom of speech were noted by management, as they gave them a chance to express themselves however, this was quickly extinguished. Control systems (rules) may interfere with ones own self interest to succeed or avoid failure; controls are intended for exactly that purpose. Those who would respond to business pressures by evading controls will devise rationales and tactics to justify such an evasion for tactics of disinformation and deception that they may use (Donnelly, 2003). For rights theory to be practical it must be used in combination with another ethical theory, such as ethical relativism, that will consistently outline the objectives of society. Ethical relativism refers to the principle that there are no commonly valid or required moral standards as any two individuals with differences in culture, who have different ethical views, regarding an action, could simultaneously be correct (DeGeorge, 2010). Beenen and Pinto (2009) indicated that Jeff McMahon knew that Enrons accounting practices were unethical while Andy Fastows belief indicated his way was ethically correct i.e. for the greater good of the company. While both ethical views are different they are also both correct. The underlying similarity here indicates that self-interest for personal gain was the main driver relative to their different ethical opinions. DeGeorge (2010) suggests a clear understanding of this theory must be carefully dissected when compared with cultural relativism; as cultural relativism explains the way people actually behave, and ethical relativism recommends how people ought to behave. A HR manager should acknowledge that differences dont imply that there are no commonly valid moral standards. It teaches us that individuals may not always agree on what the principals are or should be. Relativism is a stronger claim as refutation that there are usually suitable moral standards. It is a theoretical claim about the existence of common moral standards, whether or not people believe in them (DeGeorge, 2010). Therefore, it must be verified or unproven by theoretical influences. In summary, ethical theories need to be examined and measured against one another to tackle the issue of self-interest. No one theory on its own is truly valid, rather a collaboration of all theories should be used in order to give a professional (HR manager) the necessary tools to create strategies and examine the likelihood of unethical behaviour. Enron ignored its ethical code of conduct, self-interest (greed and extreme pressure) influenced management in an unethical manner. For ethics to be adhered to companies need to go beyond the notion of simple legal compliance and adopt values based on organisational culture. Ethical reasoning is not natural its a skill that must be learned and practiced.

JP Morgan Chase Essay

Abstract The purpose of this paper is to discuss the effects of how JP Morgan Chase, the biggest U.S. bank, announced trading losses from the decision make by its Chief Investment Office in the amount of $5.8 billion. It will also discuss actions taken by the Securities and Exchange Commission (SEC) for the misconduct on the part of JP Morgan Chase. Securities and Exchange Commission (SEC) Takes Action I would like to begin by briefly explaining the purpose and mission of the U.S. Securities and Exchange Commission. The SEC was designed to protect investors, maintain, fair, orderly, and efficient markets and to facilitate capital formation. The SEC requires public companies to disclose significant and meaningful financial information to the public in order to guarantee security within the U.S. Federal prosecutors and the securities regulators filed charges against the Chief Investment Office (CIO) consisting of two JP Morgan Chase traders for the massive trade losses totaling $5.8 billion. The employees were charged with conspiracy, wire fraud, falsifying financial records and making false filings with the Securities and Exchange Commission. The Securities and Exchange Commission simultaneously filed a corresponding civil complaint in which the agency signaled it would hold the bank accountable for disclosing inaccurate information to investors about the trading. Elements of Valid Contract – Good Faith and Fair Dealing in Banking Relationships Chapter 7 of The Legal Environment describes the element of what is contained in a valid contract. â€Å"Every contract contains and implied covenant of good faith and fair dealing in its performance that imposes on each party a duty not to do anything that will deprive the other party of the benefits of the agreement. (The Legal Environment, (2013), p.190). I feel it is important for both consumers and bank to ensure they are acting in accordance with good faith and fair dealing. With complete understanding, the banks are ensuring they are doing everything necessary to conduct business with its consumers. As long as banks act in accordance with the terms of a contract or agreement, they should have contented with the covenant of good faith and fair dealing. Intentional and Negligent Tort Actions An intentional tort transpires when an individual intentionally causes damage or injury to another person their property. Some examples are abuse, kidnapping or assault. A negligent tort transpires when an individual causes damage or injure to another without the intent to do so. An example of this would be a car accident or if someone accidentally slips, falls and becomes injured. Interference with Contractual Relations, Participating in Breach of Fiduciary Duty – The tort of interference with contractual relations protects the rights of a legally binding contract and requires the intent to interfere if such agreement has been breached. In the case of JP Morgan Chase I would be able to succeed based on the fact that the act of intentional tort action was carried out. The employees of JP Morgan Chase intentionally falsified financial records and committed the act of fraud. Protection of Online Banking In today’s world of online banking, the technology is simply an amazing necessity. Wells Fargo, for instance has â€Å"implemented firewalls, anti-malware defenses, password encryptions, application security testing and activity monitoring†. This provides a great deal of comfort to the consumer in ensuring their banking information and online account is protected. As an added measure, I feel banks should take that extra measure in continuing to be innovative by implementing new and diverse solutions to protect online banking. References: McKoy, Kevin, (2013) USA Today Bernstein, Harry, (2009). Negligence and Intentional Tort Law Douglas, Danielle, (2012). Banks Layer up on Security to Protect Customers. The Washington Post

Describe the effects of the Blitz on everyday life in Britain Essay

At 4:56pm on 7 September 1940, the air raid sirens wailed as the German Air Force, the Luftwaffe launched a massive raid on London.Over 350 bombers flew across the Channel from airfields in France and dropped 300 tonnes of bombs all over Britain. This caused a lot of problems for the people of Britain. The aim of the Blitz was to break the morale of the British people by destroying their homes, their source of transport and industry. In London the docks were attacked regularly and across Britain the Luftwaffe also tried to hit railway lines and junctions, power stations and ports. People’s daily routines were also ruined. Because of the lack of availability of food, the Government were forced to ration the small amounts of food that was left in the whole of the UK, which left very many people with virtually nothing. Bacon 6oz, cheese 4oz, dried milk 4 pints a week and dried eggs 12 every eight weeks. This is just a small fraction of what the government had to ration. In the morning queue would be everywhere and anyone would stand in one queue just to see what was selling. Hopefully it was food. The government took a number of steps to try and protect people. They ordered a total blackout at night to make sure that none of the bombers could see them. All windows would have to be covered by thick black curtains; street and vehicle lights were shielded of dimmer. It was known as an offence if light was shown, because even the smallest amount of light could tell the Germans were to bomb. Every night an inspector would come and make sure that each house was covered up properly and if it was not, a fine would be issued and the owners would fix the problem. Everyone was also given a gas mask in case the Germans were to drop a gas bomb anywhere. Throughout the whole time, 31% of the population got no sleep at all, 32% got less than 4 hours and a mere 22% got 4-6 hours sleep. This caused a lot of problems for people who were working. Workers were falling asleep at their stations and even more were fired because they kept on arriving late to work. However, the people who did make it to work, never gave up they were determined to carry on. Shopkeepers covered their smashed windows with plywood and put up notices saying ‘business and usual’, to show that nothing had stopped them from running their lives. Transport was still running, even though there was a lot less. Postmen and milkmen marched through the rubble to make their deliveries, Clergymen held regular services in bombed churches, bomb sites were used as pen-air concerts and dances and many theatres, music halls and cinemas stayed open throughout the whole war. Even though people were moving on with their lives, over 1.4 million people had lost their homes and many had their friends killed or badly injured by the Blitz. This drove many people to theft. They would break into bombed factories and steal whatever they thought would have a value for money. They would then sell these items on for as much as they could and use that money to buy food if they could find it. If anyone was caught, the punishment was death. Even though there were two million Anderson shelters produced in the early years of the First World War, many people had no shelters to stay in while the bombs were taking place. Many people moved in with family and friends where as others went to underground stations and stayed in the tunnels all night. They would stop the trains and the escalators from running so that people could sleep down there without any injuries. These tunnels gave the population the encouragement that they needed. Many people got a lot of sleep down there and even more were getting used to the bombs. However, the government were scared that people might not come back up again, because they were too scared, and tried to stop them, but each night up to 60,000 would demand to go down into the tunnels for protection. In the end the government gave up. So the Salvation Army and the Women’s Voluntary Service ran shuttle services of buns and drinks from station to station to keep them alive. Others would stay at home and hide in a Morrison’s shelter that was attached to the dining room table, or even hide under the stairs because they were designed to carry a heavy weight. Day after day, night after night, so many fire services fought to control the many fires that were going on. Not including the regular fire services, there were 60,000 volunteers in the Auxiliary fire service. Many were on duty for two days in a row and had very little chance to get some sleep. Fire fighters were under constant heat and falling buildings, not to mention the falling bombs the surrounded them. They ran out of water quick because the bombs would hit the main pipe lines. There were also not enough fire trucks so people would have to run to the fire and hope to God that there was a water supply nearby. As people were pulling together and relying on themselves more, community sprit had increased so much throughout the whole of the Blitz. People went straight into action as soon as they heard the bombs going off. People helped the ambulances and the fire department. The heavy rescue squad used ropes and chains to clear away the rubble and then doctors and nurses would then run in and pull people out. To sum up, many people’s lives had been ruined. Loss of family and friend, the loss of their homes, but people really did turn things around. The community really did join together to stick through the whole problem.

Child Development Heredity and Environment - 1240 Words

The distinction between nature versus nurture or even environment versus heredity leads to the question of: does the direct environment or the nature surrounding an adolescent directly influence acts of delinquency, later progressing further into more radical crimes such as murder or psychotic manifestation, or is it directly linked to the hereditary traits and genes passed down from that individual adolescent’s biological parents? To answer this question one must first understand the difference between nature, nurture, environment, and heredity. Nurture, broken down further into environment, is defined as various external or environmental factors one is exposed to which can be more specifically broken down into social and physical†¦show more content†¦Maturing further, the understanding of a teenager’s, who is a delinquent, psychological stability, is vital in order to prevent the lapse of sanity and the creation of an individual such as Jeffery Dahmer. But ar e teenagers predetermined to become serial killers? Is it genetic, passed down from mother and father to their offspring or is it the environment they find themselves surrounded by that creates the serial killer of their future? â€Å"Taking a look at Jeffery Dahmer’s childhood you will find that at an early age he was a fun and active child who his father described as ‘very exuberant†¦.’ These are not characteristic of a serial killer who scientists say are born with this gene of aggressiveness. Dahmer had been a normal child until his father received a Ph.D†¦.When Dahmer had moved, his father and mother noticed that he had become shy and anti-social.† (Serial Killers: Nature vs. Nurture ‘How Serial Killers are Born’) This does not depict a boy who was genetically coded to become a serial killer; it seems as if Jeffery Dahmer’s environmental changes influenced his drastic change in behavior. Upon revealing the distinction between the brain activity of a normal human being and a serial killer, it has become evidently clear that the effect of a genetic handicap as well as different understanding of right and wrong. â€Å"†¦.brain scans of more than five hundred people between those who were prone to violence and those who were considered normal. The study foundShow MoreRelatedInfluence of Nature Versus Nurture on Child Development1202 Words   |  5 Pages Nature as well as nurture can affect the child development. There are many factors that determine the development of a child. Many theories that are proposed by psychologist are used to explain the process of child development. Berndt (1992) explained nature as the impact of the genetic inheritance or heredity of a person during development. Based on Kail’s (2010, p. 135) study, â€Å"research reveals consistent genetic influence in many psychological areas, including personality, mental abilityRead MoreThe Processes by Which Genes and Environment Operate Together to Influence Development1597 Words   |  7 Pagesby Which Genes and Environment Operate Together to Influence Development Psychologists have argued for centuries over which has played the larger role in child development, heredity or environment. The British philosopher John Locke (1632 –1704) proposed one of the first theories in the seventeenth century. Locke believed that a child was born with anRead More Nature and Nuture Essay713 Words   |  3 PagesThe question is this: How can we distinguish between the environmental causes of behavior and heredity causes? This question embodies the nature-nurture issue. John B. Watson argued that each is made, not born. He discounted the importance of heredity, maintaining that behavior is managed entirely by the environment. 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A persons personality is based on both heredity and environment. Special attention given to a child is very needed. Friends or peers also influences an individual’s personality. Influences on a child or person can be both positive or negative. An individuals environment and friends ethniticy are an important component of their positiveRead MoreWhat are the Main Influences of Intelligence?754 Words   |  3 PagesThe 20th and 21rst centuries have seen incredible and important developments within the framework of scientific understanding of Humanity. The exponential growth of specific scientific and biological knowledge over time has called for the creation of multiple fields of specialization regarding human architecture. Human beings are essentially composed of strains of nucleic acid that determines a person’s individual traits. Does this mean that one’s existence is only defined by one’s gene? Is biodiversityRead MoreJean Piaget s Theory Of Cognitive And Affective Development1693 Words   |  7 PagesAffective Development is a result of an interdisciplinary approach to understanding mental processes and the behaviors presented by those processes. Piaget’s theory encompasses development through four levels of cognition to formal operations. It further includes aspects such as types of knowledge, factors in development, and adaptation. Piaget’s background in biology and philosophy as well as his beliefs in epistemology and structuralism played a critical role in his theory’s development. â€Æ' JeanRead MoreNature Vs. Nurture Debate878 Words   |  4 Pages When one thinks about child development, are personalities and traits produced by genetics or shaped by the environment? Or, is there a relationship between nature and nurture with regards to child development? The debate continues. While some believe â€Å"nature and nurture work together, others believe they are separate and opposing influences† (McDevitt, 2010). Nature vs Nurture In regards to the nature vs. nurture debate, â€Å"this debate is a major issue in many social science disciplines and isRead MoreEssay about Child Development, Nature vs Nurture801 Words   |  4 Pages. The nature versus nurture debate is one of the oldest issues in psychology. The debate centers on the relative contributions ofgenetic inheritance  and  environmental factors  to human development. Some philosophers such as Plato and Descartes suggested that certain things are inborn, or that they simply occur naturally regardless of environmental influences. 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